Whether you have an automobile policy that you expect to help you after a car accident or you have a homeowner’s policy that you expect to help you when you suffer damage to your home, you expect your insurance company to stand by you. Unfortunately, that doesn’t always happen.
Insurance companies want to make money. One way for them to do that is to deny your claim. But that can put you in a bad spot. That’s why it’s important that you contact an insurance claim consultant to help you determine if your claim was denied without a good reason. They can fight on your behalf to help you get the compensation you deserve.
Misapplication of policy language
Your insurance policy is a complex document, as you’re certainly aware. The laws surrounding insurance policy documents are also complex and confusing.
Insurance companies can actually misapply their own documents. You may find your insurance company has denied your claim by misapplying the language in your policy.
Working with an insurance consultant gives you peace of mind knowing that you have a skilled representative fighting for you. They review your policy and let the insurance company know where they went wrong.
How long will it take to process my claim?
The length of time it takes to process your denied claim depends on numerous factors. It can take mere weeks or as long as a year, depending on the complexity of your claim.
But rest assured, a consultant wants to make sure your claim is processed and approved as quickly as possible. They know the stress you’re under when you’ve had a claim denied by your insurance company. This creates stress and frustration above and beyond the reason you needed to file a claim in the first place.
A consultant will work hard fighting for you to make sure you get the compensation you deserve as quickly as possible. But you can play a part in how fast your claim is resolved. The sooner you contact a claims consultant, the sooner they can start fighting for your rights and the sooner the claim is resolved.