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If you are involved in a motor vehicle accident that was caused by another party, it is expected that you will think the at fault party will cover any damages. This is the importance of car insurance. The driver will not be the one paying out-of-pocket for damages in those cases — instead, it will be their insurance company. Insurance companies have policy limits which inform the insured the maximum they will pay if they are seen as the “at fault” party in a motor vehicle accident. So, how much is your case actually worth? This is sometimes a tough question to answer. The question becomes easier to answer if you have a personal injury attorney who is skilled in these types of cases and negotiations with insurance companies.

What Makes a Personal Injury Claim Valuable?

To get a ballpark figure of how much a personal injury claim can be worth, it is important to know what makes a personal injury claim valuable. Some of the variables include whether the at fault party has insurance and what the limits of the policy are. These can determine the amount you receive after everything is said and done. There are some instances where the case goes to trial and could potentially settle for more than the policy limits in a case. For example, if you are involved in an auto accident and the at fault party has insurance with a policy limit of $100,000, then $100,000 is likely the maximum you or any passengers would be able to receive.

The easier number to calculate depends on the treatment of medical expenses. When the person in the personal injury claim is actually building up medical expenses because of the injuries from the accident, this helps determine a number as well. This may be the most important thing in determining the worth of the case, but it is one factor to take into account. 

Any loss of income or earning capacity due to injuries can also be factored into your case. There are many cases where the injury sustained made the injured party have to step away from their job or normal form of work because they are simply unable to work as they used to prior to the accident. That number and hours and days can be calculated to a dollar amount which will also help determine the value of your case. This can be the most frustrating part because in the end, you do not want to feel like you have been cheated or taken advantage of.

Contact a Lawyer

Contact an attorney, like a personal injury attorney from Andrew R. Lynch, P.C., to help determine how much your case is worth and make sure you get the compensation you deserve.